U.S. Small Business Administration Disaster Loans Are Still Available

On September 16, 2025, the U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans for Wisconsin businesses, private nonprofits, and residents affected by the severe storms and flooding that occurred August 9-12, 2025 in Wisconsin. 

• Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

• Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.

What Types of Disaster Loans are Available?

• Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.
• Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
• Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

Where is SBA Disaster Assistance Available?

The declaration covers primary Wisconsin counties of Milwaukee, Washington and Waukesha; which are eligible for both Physical damage loans and Economic Injury Disaster Loans (EIDLs) from the SBA. Small businesses and most private nonprofit (PNP) organizations in the following adjacent counties are eligible to apply only for SBA EIDLs: Dodge, Fond Du Lac, Jefferson, Ozaukee, Racine, Sheboygan and Walworth.

To Apply for SBA Disaster Loan:

  sba.gov/disaster 

Need Local Help?

To find open Business Recovery Centers near you, visit: BRC Locator Map 

You can also contact SBA at disastercustomerservice@sba.gov or by phone at 1-800-659-2955. 

Read the November 3, 2025 SBA Press Release

Read the September 16, 2025 SBA Press Release

For local flood recovery information, visit:

Milwaukee County      Waukesha County      Washington County